Thousands of burn injuries occur at workplaces every year, and they can happen in any industry. Although first-degree burns may only cause a few days’ pain and irritation, second-degree burns require more recovery and sometimes even skin grafts. Third-degree burns, which destroy skin tissue and nerves, can cause permanent disfigurement and long-term disability.
Workplace injuries usually involve four major types of burns:
Food service, of course, carries the risk of thermal burns—spills of scalding liquid, burns from heated elements. Construction involves the risk of electrical burns or fires in fresh wood and sawdust. Any profession that uses caustic liquids, such as professional cleaning or cosmetology, exposes workers to possible chemical burns. And even desk workers can be involved in an accidental office fire. Friction and frostbite injuries may also be classified as burns, with similar treatment profiles.
After suffering burns, what can workers do to protect themselves and their future?
Almost every state, including Georgia, has workers’ compensation laws that require most employers to carry no-fault insurance for their employees. “Workman’s comp” is intended to make life easier for both bosses and workers. In theory, the worker should get the money and time they need to recover without time-consuming investigation, while the employer’s insurance company handles the claim with no need to interrupt business for a lawsuit.
However, things do not always go so smoothly. Under workers’ compensation law, covered workers have no right to sue their employers over personal injuries on the job—they are required to seek compensation through their employer’s insurance. Unfortunately, employers often hate to make claims on their policy and may evade their responsibilities.
Still, in a few situations, an injured worker can file a lawsuit against their employer or a third party involved in the injury. These include:
If an employer has fewer than three employees, they are not required to carry workers’ compensation insurance. The law also makes an exception for certain workers, including farm laborers and “domestic servants” such as cleaners and babysitters, although employers can choose to cover them. Independent contractors are not covered under this law.
If the employer was legally required to carry insurance and did not, they owe the employee compensation just as if they had done so. Furthermore, the employee may eventually recover extra compensation as a civil penalty to the employer. Where the employer did not need to carry workers’ compensation insurance, there is nothing to prevent a worker from suing them directly. But as with any lawsuit, the injured worker must show grounds for their claim.
An employer is required to use reasonable care to provide safe tools and workspaces, as well as in hiring other personnel. Where they know or should know that the job is not safe, they have a duty to warn. If a worker is injured due to the employer’s failure to ensure a safe workplace or to warn, they may have a right to file suit against the employer. However, the employee must show that they “did not know and had not equal means of knowing” about the danger that caused the accident. See O.C.G.A. § 34-7-23.
If someone from outside the company caused an employee’s injury, the employee is covered by workers’ compensation, but they also have the right to make a claim against the third party that injured them. For example, a worker injured in a traffic accident while on the clock can also make a claim against the driver who hit them. When a defective product—a tool, an appliance, or a material—injures a worker who was using it in the course of the job, the worker has a right to sue the manufacturer. In both situations, the worker retains the right to workers’ compensation from their employer.
However, when a third party is liable for the injury, the employer—or rather, the employer’s insurance company—has the right to recover the money they paid out in workers’ compensation benefits. They can assert this right in court by suing the third party themselves, or else by making a claim on the damages that the worker wins in their own lawsuit.
Act quickly—you will need to report your accident within 30 days of the injury. But you don’t have to face this process alone. A workers’ compensation attorney knows how to help you get what you need as soon as possible. They can also represent you in hearings, if necessary, defending you from your employer’s counsel and relieving you of pressure at a difficult time.
At the Scott Pryor Law Group, we can also help determine whether you can file a lawsuit against your employer or another party who was responsible for your injury. If you are entitled to damages because of negligence or defective materials you worked with, we want to help you claim your rights. And if you file a lawsuit with us, you won’t have to pay us for it unless you win.
To schedule a free consultation in our Gwinnett County offices, call us today at (404) 474-7122.